When to Enroll in Medicare in Nebraska
When you should apply for Medicare depends on whether you still have employer coverage or plan to use Medicare as your primary insurance.
If you're retired or leaving your employer coverage, you'll want to apply during your Initial Enrollment Period (IEP) a 7 month window that starts 3 months before your 65th birthday, includes your birthday month, and ends 3 months after.
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Why it matters:
Missing this window could mean late penalties or gaps in coverage — especially for Part B or Part D.
Not sure when to enroll?
We’re happy to help you figure out your timeline and walk you through the process. A short call could save you time and help you avoid mistakes.
You can apply for:
- Part A and B (Original Medicare)
- Part C (Medicare Advantage)
- Part D (Prescription Drug Coverage)
💡Pro Tip: The earlier you enroll, the smoother the transition — especially if Medicare will be your primary coverage.
How to Apply for Medicare
Online
This is the fastest way to sign up for Part A and Part B. We recommend applying 3 months before your 65th birthday to avoid coverage delays.
On The Phone
They’ll mail you the forms you need to complete. Just note — this method may take longer than applying online.

Have Questions About Medicare Enrollment?
Medicare Enrollment FAQs
What is my Initial Enrollment Period (IEP) and why does it matter?
CHECK WHEN YOU'RE ELIGIBLE TO ENROLL ➞Your IEP is a 7-month window that starts 3 months before the month you turn 65, includes your birthday month, and ends 3 months after.
This is your best opportunity to enroll in Medicare without penalties or gaps in coverage.
How long does it take to get my Medicare card after applying?
GET HELP TRACKING YOUR MEDICARE APPLICATION ➞You’ll typically receive your Medicare card in the mail within 2–4 weeks after applying. If you’re automatically enrolled (such as through Social Security), it usually arrives about 2–3 months before your 65th birthday.
Do I need to reapply for Medicare every year?
TALK TO A LICENSED AGENT ABOUT ANNUAL REVIEWS ➞No, reapplying isn’t necessary, but it’s smart to review your plan annually during the Open Enrollment Period (October 15 – December 7) to make sure your coverage still fits your needs.
Not sure where to begin? Our licensed agents can walk you through the Medicare application process step by step at no cost.